Purchase a Home


First Time Home Buyers

We have many programs designed just for first time home buyers.  My team and I will be available to you any time of day or night, and you will have my personal cell phone number so you can reach me after hours.

Low Down Payments

We have programs such as VA and USDA that require no down payment at all, others require only 3 or 3.5% down. 

Damaged and Poor Credit

Many of our programs allow for scores under 640 and we work with you so that we can get you a home loan . 

Many Options to Choose From

We offer VA, FHA, USDA and Conventional Mortgage programs.  

Contact Us

Drop me a line!

MLO Jonathan Pannaman NMLS #19959

Licensed by the North Carolina Commsissioner of Banks - office - License AL146725


4030 Wake Forest Drive, Raleigh NC 27609

(919) 267-6901 Office (919) 719-2780 x 6013


We love our customers, please call to schedule an appointment any time.  

Monday - Friday: 9am - 7pm

Saturday: By appointment

Sunday: By Appointment

Residential Home Funding Corp

 Minimum credit scores and maximum loan limits apply. Not all applicants may qualify. Equal Housing Lender. Credit and collateral are subject to approval. This is not a commitment to lend. Program, rates, terms and conditions apply. 

 Jonathan Pannaman MLO NMLS: #19959Licensed by North Carolina Commissioner of Banks Office - License #AL 146725NMLS #34973 

 Equal Housing lender